Online Application for Rupee Checking Account

You are one step closer to sending money home at great rates. Get Started!

Fill out the form and open your account online. Through the online application form, you also
have the option of opening multiple accounts at the same time.


Filling the application form for the first time? Get Started!
Begin Application
Have already filled out a part of it, and have an application reference number?
Resume Application
Have completed your form and want to check the status of your account?
Check Account Status





Account Information

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Service Charges
  • The absence of a special offer, the average minimum balance required to maintain a Citibank Rupee Checking Account is Rs. 40,000 or its equivalent.
  • A nominal service charge equivalent of 1% of the shortfall ^ or `400 * would be charged for that month in case the average monthly balance is not maintained. The Service Charges as mentioned herein are subject to change at the sole discretion of the Bank.


*Service tax and an education cess will be levied on the service charge, in accordance with the latest notification from Government of India.

Conversion Commission

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Identity & Residential Proofs
  • PASSPORT COPY (FOR EACH APPLICANT) - Photocopy of the passport with pages containing photograph, personal details and valid Visa/Green Card/Work Permit.
  • Proof of Address* (FOR EACH APPLICANT)

    Please attach signed photocopies of ANY of the following documents mentioning your mailing address and current residential address, respectively:

      1. Valid Passport
      2. Voter ID card
      3. Valid Driving license
      4. Aadhaar Card issued by government of India
      5. Job card issued by NREGA duly signed by an officer of the State Government


*For any clarification/ further information pertaining to address proof requirements, please contact Citiphones/ Relationship Manager.

Additional Requirements for Special Cases
  • Savings account earns an interest of 4.0% per annum on the daily balance held in the account. Please click here for details on Savings Account interest calculation and description of Percent per Annum ("p.a.").
  • Current Account: As per RBI regulations, no interest rate is offered on Rupee Current Account.
  • Your Rupee Checking Account will be deemed inoperative by the Bank if:
      A. Your account is opened with no initial credit & there are no further credits for six months from date of account opening
      B. Your account is maintained with a Current Balance of Rs. 0 (zero) with no transactions for 12 continuous months
  • In either of the above conditions, your account will be closed by the bank after giving notice, provided there is no active overdraft account or Linked DMF Account.